Category: Investment

Commentary July 2018

Reblogged from: First Sovereign Investment Management After a January surge and pullback, market sentiment through the spring has been driven largely by the ups and downs of geopolitics. Meanwhile fundamental analysts work to see through the fog of the political

Posted in Investment, Risk Management, Uncategorized

Real Estate Capital Gains Tax: Budget 2017

What’s your game plan for winding down your Capital Gains tax liability? Yesterday Canada’s Finance Minister presented the government’s latest budget. there had been many fears about the potential increase of capital gains taxation. To do so would not only

Posted in Estate Planning, Financial Planning, Investment, Risk Management, Tax, Uncategorized Tagged with: , , , , , , , ,

Is 4% an Unsustainable Withdrawal Rate

Historically, 4% was thought to be the withdrawal rate the average portfolio could withstand on a long term basis without eating into capital. Recent research indicates that in today’s lower investment return environment, maybe that’s no longer sustainable. We all

Posted in Financial Planning, Investment, Tax